Financial Clarity for Small Businesses Ready to Grow
Fractional CFO and finance expertise — without the full-time cost
About CMFS
Our Journey
We founded CMFS because we saw too many small business owners flying blind — making six-figure decisions without the financial visibility to know if they were the right ones. Every dollar matters in the early stages of growth, and investing in finance support can feel like a risk you can't afford. We built CMFS to remove that risk: affordable, hands-on financial guidance that helps small business owners build a foundation strong enough to grow on with confidence.
Who We Are
With 15+ years of experience spanning PE-backed startups, multi-unit franchise operations, and corporate finance at organizations with over 20,000 employees, we've built financial infrastructure from scratch — budgets, forecasting, controls, and reporting — in fast-moving, high-stakes environments. We've recovered six figures in owed customer and vendor balances, secured emergency funding that protected over 150 jobs during COVID, and helped struggling business units turn into the highest-performing locations in their network. We bring that same rigor to small businesses, scaled to fit your size and budget.
When we're not deep in a P&L, we're pet lovers, avid readers, and lifelong learners — and we genuinely enjoy getting to know the businesses we work with.
Our Vision
We believe every small business deserves the kind of financial clarity that's usually reserved for companies with a full finance team. Our relationships are transparent and collaborative — we're not here to hand you a report and disappear. We're here to help you understand your numbers well enough to make confident decisions, every month, not just at tax time.
Services
Fractional CFO / Advisory
For business owners who need a strategic finance partner, not just a bookkeeper. Ongoing financial advisory, cash flow planning, and strategic decision support — the kind of guidance a full-time CFO would provide, at a fraction of the cost.
Ongoing Bookkeeping & Reporting
For owners who want clean books and clear monthly insight, hands-off. Reliable bookkeeping paired with monthly financial reporting, so you always know where you stand without lifting a finger.
Financial Cleanup & System Setup
For businesses whose books need a fresh start. We untangle messy financial records, build budgeting and reporting systems from the ground up, and identify the gaps that are costing you money — including budget variance analysis to show you exactly where your plan and your actuals diverge.
Unsure of where to Start?
Not sure which one fits? Book a free 30-minute consultation and we'll help you figure it out — no pressure, no sales pitch. Packages are tailored to your business size and needs, and we'll discuss pricing during your free consultation.
Submit the form below or click Let's Chat to get started.
Why Us
We've Done This at Scale — Now We Do It for You
We've built financial systems for organizations from early-stage startups to 20,000-person corporations. You get that same expertise, sized for your business.
Real Outcomes, Not Just Reports
We identified over $50K in annual savings for a single business by uncovering unnecessary fees in a vendor contract, and helped struggling business units become the top performers in their portfolio. We measure our work by what changes for you, not by the hours we bill.
A Partner, Not Just a Vendor
We know financial uncertainty is stressful — that's exactly why we're here. No jargon, no judgment, just clear answers and a plan you can act on.
Not Sure Where to Start? Let's Find Out Together.
Book a free 30-minute consultation — no obligation, just a clear next step for your business.